Arizona Mortgage and Home Selling Guides

Straight answers on buying, refinancing, and selling a home in Scottsdale, Phoenix, and across Arizona, from Blake Hermann, Director of Lending at Pillar Mortgage Group (NMLS #2271358).

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Bank Statement Loan: Do Venmo and Cash Deposits Count?

Published on: 11/06/2026

Venmo, Zelle, Square payouts, cash, transfers between your own accounts. Here is what an underwriter does with each deposit on a bank statement loan, which ones get a question, and how to prep your statements before you apply. Pillar Mortgage Group.

Pillar Mortgage Group, LLC is an Equal Housing Lender, doing business in accordance with the Fair Housing Act and Equal Credit Opportunity Act.
Company NMLS #2700076  |  Arizona Mortgage Broker License MB-2009671  |  View NMLS Consumer Access

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Loan programs, first time buyer steps, costs and Blake's answers to the questions Arizona buyers ask most.